The long-awaited approval of remote online notarization (RON) is finally here for New Hampshire! On February 6, 2022, RON officially became legal to be utilized in real estate transactions for NH properties. The team at Cohen Closing has been preparing for this day for years!! We're proud that we can now offer RON signings for our eligible buyers and sellers.
Check out our FAQ below on RON in the state of New Hampshire - starting with our favorite question: What does a RON signing look like?
Our video shows what the RON experience is like from the buyer or seller perspective! They will need to log into the call using dual-factor authentication via a code that will be sent to their email. They can test their microphone and video and sign in! The screen is blurred during KBA to keep our information private.
How do I know if I'm eligible for a RON signing?
The property you are buying or selling must be in the state of New Hampshire. Sellers and cash buyers on NH transactions will be eligible for a RON signing! If you are purchasing a
home with a loan or refinancing, check with your lender to see if they allow RON.
Do I have to be in New Hampshire to have a RON signing?
No! This is our favorite part. Only the notary has to be in the state of NH during the signing. You can be anywhere in the country - and potentially - the world! As long as purchasing or selling a home is legal in the country that you are signing in, you may use RON for your signing.
Why should or shouldn't I have my signing using RON?
RON signings are there for us when we need them, but we believe that nothing beats an in-person signing experience! Good reasons to have your signing take place using RON include being physically located out-of-state or having an illness/disability that would prevent you from meeting in person.
Is RON safe?
Yes! Stavvy, the software platform we use, is secure and uses dual factor authentication. All signing parties must also go through two identity verification processes before they are allowed to sign. All calls are recorded using audio and video, and stored securely by Stavvy for ten years.
How do you verify my identity?
Using two different methods - the first is knowledge-based authorization. The system will display five simple questions about yourself like "Which of the following counties have you lived in?" If you get four out of five correct, you pass. Then, you move onto ID verification. This requires you to use your smartphone to upload a photo of the front and back of your ID, and hold it up so the closing agent can confirm you're you!
What kind of technology do I need?
A computer/laptop or smartphone/tablet with access to your email inbox, a video camera, and microphone. We recommend using a computer/laptop over a smartphone/tablet when possible!
What else do I need to bring to my RON closing?
You'll need to have a non-expired, government-issued ID like a passport or driver's license. It's also a good idea to have a quiet space with a stable and reliable Internet connection!
Who can come to my RON closing?
We'll invite you and your real estate agent to the signing! If you wanted someone else to join in, let us know and we can invite them to be an observer on the call!